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Mobile Home Insurance

• Nationwide, approximately 6.5% of occupied units are mobile homes.
• A regular mobile home insurance policy generally does not apply when a mobile home is in transit.
• Depending on the insurance provider, a number of discounts are available, including discounts for newer mobile homes, mobile homeowners who are over 55 years old and retired, and mobile homes that have protective devices.

With the skyrocketing cost of homes throughout the United States, many new homeowners turn to the more affordable option of purchasing mobile homes (also known as manufactured homes or modular homes). In fact, in recent years one out of three new homes sold has been a manufactured home.

Mobile home insurance is like regular home insurance in that it protects the structure and the occupants' personal property from such calamities as fires, natural disasters, and theft. Mobile home insurance typically covers the mobile home and adjacent structures, such as an attached patio, deck, garage, and storage shed.

Shopping for mobile home insurance is similar to shopping for any other home insurance policy. Make sure to comparison shop here at MyHomeInsurance.org and take the time to determine how much coverage you need. Many homeowners fall into the trap of paying too much for insurance they don't need. At the other end of the spectrum, many mobile homeowners who add on to their mobile homes forget to alert their insurance carrier, and may find themselves with inadequate coverage.

MyHomeInsurance.org features only the most reputable insurance companies in the industry - companies that offer the lowest premium for your mobile home, first-class customer service, and reliable claims service.